Best Alternatives To PayPal – 9 Choices You Should Know About

PayPal allows people from over 200 countries to transfer, send, and receive money without disclosing their personal information. Creating a PayPal account is free. Once you make an account, you’ll be able to link your credit card, debit card, or bank account and choose which one you’d like to use while making a payment. 

Transferring your PayPal balance to any of your separate bank accounts often only takes 1-2 business days without any extra fees. PayPal offers excellent purchase protection and secure payment options. 

If you’re an individual who’s looking for a safe way to send or receive money online, PayPal is an excellent option for you. If you’re an online business owner who’s looking to offer customers more ways to pay, integrating PayPal into your website may be the best option. 

With all that said, there are many alternative platforms to PayPal that allow you to get money faster, transfer cash of various currencies, and more. Using an alternative payment platform will give you safe ways to move money online, draw in more revenue from customers, scale your business, and give your customers more ways to pay at checkout. We’ve already compared Cash App vs PayPal, so what other options are there? In this guide, we’ll take a look at the best alternatives to PayPal so you can find the right pick.

Best Alternatives To PayPal

Before choosing a PayPal alternative, it’s crucial to figure out what you want to get out of your payment platform. For instance, if you want to draw in more customers worldwide, choosing a platform that allows money of various currencies is most likely the best option for you. If you’re an individual who’s looking to send money to your friends in a safe way, platforms that are recommended for individuals, rather than small businesses, are most likely the best option for you. 

Below are the nine best alternatives to PayPal that will allow you to transfer, send, and receive money online safely. Many of these platforms let you make an account for free, link your various bank accounts, and start receiving cash in minutes. 

1. Stripe


If you want to use a payment processing platform for all payments toward your business, Stripe may be the best option for you. Stripe allows you to transfer money from a customer’s bank account straight to your business once they authorize a credit or debit card transaction.

Creating an account on is quick, easy, and free. If you have customers from all around the world, that’s no problem since Stripe lets you transfer money globally. Stripe allows over 135 currencies and over 12 payment methods to ensure that you can capture all of the revenue from your customers. 

If you want to add an easy way for customers to pay on your Shopify store, Amazon page, or almost any other platform, Stripe is the best platform for you. Stripe is easy to integrate into your business’ website without interfering with the payment process. In fact, Stripe makes the payment process more straightforward. 

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2. Google Pay

Google Pay

If you want to start using a platform that lets you pay with your phone and send cash through almost any device, Google Pay is the way to go. Google Pay enables you to send money, request money, and make in-app purchases with the simple click of a button.

Google Pay is a free mobile app with no extra in-app purchases, making it easy to navigate and transparent. Once you make Google Pay the default payment app on your phone, you can pay for various items and services through the click of a button. You won’t have to provide specific details or your contact information every time. Once you start using Google Pay, you’ll be able to track where all of your money is going. 

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3. Skrill


If you want to collect revenue from global customers, Skrill is the perfect platform for your business. Skrill is an e-wallet that lets you open an account for free so that you can start moving money around internationally.

Skrill’s loyalty program lets you collect points and be rewarded each time you make a transaction. If you’re frequently transferring money from your balance internationally, Skrill’s reward program will be sure to give you the rewards that you deserve. Skrill charges no transfer fee and gives you cash rewards each time you refer a friend. 

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4. ProPay


If you’re looking for a new way to run payments through your business, ProPay is the platform for you. ProPay is best suited for: 

  • Small businesses 
  • E-commerce stores 
  • Non-profit organizations 
  • Direct selling companies 
  • Financial institutions
  • Software developers 
  • Mobile service professionals 

ProPay works to help you find the perfect payment solution for your business needs. Whether you want to set up a one-click option for customers or facilitate new credit card payment options, ProPay will help you set it up. ProPay’s quick and easy processing tools will make it easy for you to start accepting new payment methods and major credit card companies. 

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5. TransferWise 


If you’re looking to send money abroad and transfer cash of various currencies, TransferWise is the perfect platform for you. Sending money with the real exchange rate will allow you to get a better deal and make more seamless transactions overall.

Compared to PayPal and various US bank accounts, TransferWise makes it up to 4 times cheaper while transferring money abroad. With TransferWise, you can hold over 50 currencies and convert between currencies through the click of a button. 

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 6. Amazon Pay

Amazon Pay

Amazon Pay is one of the most popular online payment platforms for shoppers and businesses. If you’re an avid online shopper, a non-profit, or any enterprise, Amazon Pay might be the right platform for you. 

As a business, Amazon Pay lets you give your shoppers more ways to pay through your website on a computer or a mobile device. It can also give them a fast, easy, and secure checkout experience. 

If you’re a shopper and you have an Amazon account, you can rest assured knowing that there’s no separate registration process for an Amazon Pay account. Amazon Pay lets you pay through any payment method you have saved, making it easy and fast for you to make each purchase. 

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7. WePay


If you’re a business who wants to get paid more efficiently, WePay is the perfect platform for you. Crowdfunding sites, small businesses, and various marketplaces can use WePay as a customizable payment solution.

This Chase company has powerful software that has been built explicitly for online marketplaces. No matter your business model, you can easily integrate WePay. WePay will allow customers to receive deposits on the same day, merchants to accept payments instantly, and supports a wide range of devices. 

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8. Dwolla


If you want to let visitors make online payments through your app, Dwolla is the payment platform for you. Dwolla lets you send, facilitate, and collect payments in one platform, making it easy to keep track of each transaction.

With Dwolla, you can onboard customers, verify any customers’ identity, attach a bank account, transfer money, and more. Often, payments made through Dwolla will be available within the same business day. 

Dwolla offers various pricing plans that you can choose from depending on your business needs. Whether you want to use Dwolla on an as-needed basis or start an annual membership, they’ll have the perfect pricing plan for you. 

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9. Venmo 


If you want to send or receive money through your phone quickly, Venmo is the perfect app for you. This mobile payment service allows US users to send and receive funds to others. This digital wallet-like app is ideal for both individuals and small businesses. 

The Venmo mobile app lets you link your bank account, making it easy to transfer funds into your account once you receive money. There are no monthly fees or fees for online purchases. However, there is a fee to transfer money into your account if you want it to arrive instantly. 

Although both Venmo and PayPal make it easy to send and receive money through a mobile app, they are quite different from one another. PayPal, on average, takes one business day longer to withdraw money. While Venmo is only available for those in the US, PayPal is available to users in over 200 countries. 

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Final Thoughts: PayPal Alternatives

The PayPal alternatives above offer various helpful features that are sure to help you bring in more cash. By using the platforms above, you’ll be able to send money without giving up your financial information. If you’re a business owner, you’ll be able to decrease the number of empty carts and draw in more revenue. 

All in all, the payment platforms above will help you modernize your spending and receiving money. 

Kevin Martin

Kevin is an ambitious entrepreneur that is obsessed with all things related to finance. From a young age, Kevin has always been involved with side hustles ranging from online selling to freelance work. Over the years, Kevin graduated from side hustles and started launching multiple online and offline businesses. Kevin is a serial entrepreneur who loves starting new businesses and exploring all things related to business and finance. He is constantly looking for new ways to save money, invest money, and create income streams.

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